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Guide

How to write an expense policy people follow

A practical structure for expense policy documents, including the parts teams usually forget.

Key takeaways

  • Vendor-neutral. Confirm specifics with any provider you evaluate.
  • No rates, rankings or affiliate links.

Structure

  1. Purpose and who it applies to.
  2. What must go on a card.
  3. Categories with examples, not just MCC codes.
  4. Travel and meals.
  5. Approvals and exceptions.
  6. Receipts and deadlines.
  7. What happens on violation.
  8. Who can change the policy.

Usually forgotten

Leavers, virtual cards, contractor spend, alcohol, gifts, and the exception path. If the exception path is “email the founder”, you do not have a path.

Frequently asked questions

No. It is general information. Get professional advice for your situation.
We do not rank or endorse providers.

Keep reading

Sources and further reading

Every factual statement on this page is checked against primary documentation. Terms change frequently, so confirm details with the provider before acting on them.

  1. Brex — official websitePrimary source for current product names, availability and terms.
  2. Brex Support CenterOfficial help documentation, including account access and card administration topics.
  3. Visa — commercial payment solutionsNetwork-level background on commercial card products and data levels.
  4. Consumer Financial Protection Bureau — credit card resourcesBackground on card terminology, billing cycles and consumer-vs-commercial distinctions.
  5. FDIC — deposit insurance and pass-through coverageReference for how deposit insurance applies, including through third-party arrangements.

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Brex Online is an independent publisher. We do not provide account access, financial services, card applications, payments or official customer support, and we are not affiliated with, endorsed by or operated by Brex.

Brex and related marks are trademarks of their respective owners and are used here only to identify the subject of this reference project.

Research the card taxonomy before you compare products

Our card reference pages explain what each product category means, what it does not mean and which questions to ask a provider. Independent, unsponsored and fully sourced.