Key takeaways
- This page describes category mechanics, not a live feature catalogue.
- Confirm current product names and availability on the official Brex website.
- We publish no pricing, limits or eligibility figures.
How this layer fits
A business account in this category is the cash home next to the card: operating balances, card settlement, payroll reserves and vendor payments. The customer experience can look like a bank account even when the legal structure is a partnership with a chartered institution.
What the account is for
Hold operating cash, receive funds, pay vendors, and settle the Brex Card. Concentration risk is the design question: how quickly could payroll run if this relationship were unavailable for a week?
Deposit insurance language
Insurance attaches to the insured institution holding the funds, subject to titling and record-keeping rules for pass-through coverage. We do not describe any company as a bank unless it holds a banking licence. Read brex bank terminology and the FDIC materials cited in Sources.
What to read in the disclosures
Who holds the deposit, which partner banks are named, how coverage is calculated, and what happens if the technology provider fails. Those answers live in legal documents, not in the product UI.
Frequently asked questions
Keep reading
Sources and further reading
Every factual statement on this page is checked against primary documentation. Terms change frequently, so confirm details with the provider before acting on them.
- Brex — official websitePrimary source for current product names, availability and terms.
- Brex Support CenterOfficial help documentation, including account access and card administration topics.
- Visa — commercial payment solutionsNetwork-level background on commercial card products and data levels.
- Consumer Financial Protection Bureau — credit card resourcesBackground on card terminology, billing cycles and consumer-vs-commercial distinctions.
- FDIC — deposit insurance and pass-through coverageReference for how deposit insurance applies, including through third-party arrangements.
Independent resource notice
Brex Online is an independent publisher. We do not provide account access, financial services, card applications, payments or official customer support, and we are not affiliated with, endorsed by or operated by Brex.
Brex and related marks are trademarks of their respective owners and are used here only to identify the subject of this reference project.