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Guide

Cash-flow forecasting

How to forecast cash when card settlement, payroll and vendor invoices share the same weeks.

Key takeaways

  • Vendor-neutral. Confirm specifics with any provider you evaluate.
  • No rates, rankings or affiliate links.

Thirteen weeks is enough to start

List receipts, payroll, tax, rent, card settlement and known AP. Pending authorisations are commitments. Ignoring them is how “we were fine on Monday” happens.

Update from actuals

A forecast that is not compared to the bank/account feed is a wish list. Recode after the fact so next month’s forecast improves.

Frequently asked questions

No. It is general information. Get professional advice for your situation.
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Keep reading

Sources and further reading

Every factual statement on this page is checked against primary documentation. Terms change frequently, so confirm details with the provider before acting on them.

  1. Brex — official websitePrimary source for current product names, availability and terms.
  2. Brex Support CenterOfficial help documentation, including account access and card administration topics.
  3. Visa — commercial payment solutionsNetwork-level background on commercial card products and data levels.
  4. Consumer Financial Protection Bureau — credit card resourcesBackground on card terminology, billing cycles and consumer-vs-commercial distinctions.
  5. FDIC — deposit insurance and pass-through coverageReference for how deposit insurance applies, including through third-party arrangements.

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